Agriculture Credit
Agriculture Credit
Dwelling on welfare measures for farmers, the Finance Minister announced that the agriculture credit target will be increased to Rs 20 lakh crore with focus on animal husbandry, dairy and fisheries.
Availability of agriculture credit at a reduced interest rate of 7% p.a. to the farmers, the Government of India in the Department of Agriculture, Cooperation and Farmers’ Welfare implements an interest subvention scheme for short term crop loans up to Rs. 3.00 lakh. The scheme provides interest subvention of 2% per annum to Banks on use of their own resources. Besides, additional 3% incentive is given to the farmers for prompt repayment of the loan, thereby reducing the effective rate of interest to 4%.
Agriculture Credit Target | |
Year | Target |
2020-21 | ₹15 lakh crore |
2021-22 | ₹16.50 lakh crore |
2022-23 | ₹18.50 lakh crore |
2023-24 | ₹20 lakh crore |
Q. What is the agricultural credit target for the current fiscal year 2023-24, as per the Union budget?
- Rs.15 lakh crore
- Rs.20 lakh crore
- Rs.18 lakh crore
- Rs.19 lakh crore
Number of beneficiaries under Kisan Credit Card Scheme
Year | Number of cards issued (in lakh) | Amount sanctioned (in crore) |
2019-20 | 109 | 36,350 |
2020-21 | 82 | 2,34,420 |
2021-22 | 75 | 3,19,751 |
2022-23 | 48 | 2,17,710 |
Q. Number of Kisan Credit Card issued in financial Year 2021-22?
- 60 Lakh
- 70Lakh
- 75 Lakh
- 80 Lakh
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Data
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Beneficiaries in For FY 2022-23 is 10,71,63,605 (10.71 Crore) Highest No of Beneficiaries in Uttar Pradesh
Q. No of Beneficiaries in India Under PM-KISAN in the Financial Year 2022-23?
- 10.71 Crore
- 10.71 Crore
- 10.71 Crore
- 10.71 Crore
Q. Highest No of Beneficiaries Under PM-KISAN in which state in the Financial Year 2022-23?
- UP
- MP
- MH
- GJ
Several market reforms have been rolled out. These include
- Model APLMC (Promotion & Facilitation) Act, 2017
- Establishment of 22,000 number of Gramin Agriculture Markets (GrAMs) as aggregation platforms
- Agri-Export Policy, that targets to double agri-exports by 2022
- The Farmers Produce Trade and Commerce (Promotion & Facilitation) Ordinance, 2020
- The Farmers (Empowerment & Protection) Agreement on Price Assurance and Farm Services Ordinance, 2020
- Amendments to Essential Commodities Act, 1955, that deregulates various agri-commodities
- Promotion of 10,000 FPOs by 2024
Creation of Corpus Funds
- Micro Irrigation Fund – Rs. 5,000 crore
- Agri-marketing Fund to strengthen eNAM and GrAMs – Rs. 2,000 crore
- Agricultural Infrastructure Fund (AIF) to build agri-logistics (backward & forward linkages) – Rs. 1 lakh crore
- Agriculture Accelerator Fund
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