Integrated fish cum Dairy Farming For IBPS-AFO 2020

The Integrated fish cum Dairy Farming

All Important point For IBPS-AFO 2020 

Integrated fish cum Dairy Farming

Q.1 NABARD has formulated fish cum dairy scheme for 1 ha farm, What is the expected grow out period of fish for the project is? (IBPS-AFO 2019)

• 2 months 
• 7 months 
• 11 months 
• 15 months 
• 18 months 

Q.2 NABARD has formulated fish cum dairy scheme for 1 ha farm, What is the number of Cross Breed Cow As assumptions? (IBPS-AFO 2019)

• 1
• 3
• 5
• 8
• 10

Financial Viability for 1 hac. Farm

The scheme is financially viable and bankable with the above assumptions having BC ratio of 2.07, NPW of Rs.1366717.00 at 15 % DF and IRR of more than 15 %.

All Important Point For IBPS_AFO Mains

Integrated fish cum Dairy Farming

• The cattle dung contains 14 per cent organic matter, 0.3 per cent nitrogen, 0.2 per cent phosphorous and 0.1 per cent potash.
• For integrated fish farming with dairy, fast growing and compatible species of IMC (Rohu, Catla & Mrigal) and other exotic carps like Common Carp, Silver Carp and Grass Carp are preferred.
• The cow dung and urine are extremely beneficial for fishes like Catla and Silver Carp.
• The waste grain/ feed of cows can be used in the fish pond.
• Low cost thatched roof cowshed to be constructed on the embankment should be of 3-4 meters high and the shed should be well ventilated.
• The borrower should have clear title of land or land taken on long term lease of 10 years or more.
• The capital cost for one ha of fish pond along with five CB cows has been estimated at Rs.6.53 lakh and the operational cost for one cycle has been estimated at Rs.1.87 lakh and capitalized.
• As per the guidelines of RBI, the borrowers are required to spend for development of activity from their own resources at the rate of minimum 5 per cent for small farmers, 10 per cent for medium farmers and 15 per cent for other farmers. The margin money contribution of 25 per cent is assumed in the model scheme prepared.
• Under Blue Revolution scheme of GoI, the subsidy assistance is available for development of new ponds@ 40 per cent of the unit cost for general category and 60 per cent of the unit cost for the category of SC/ST/women and their cooperatives.
• Under Dairy Entrepreneurship Development Scheme (DEDS) of GoI implemented through NABARD, the subsidy assistance @25 per cent for general category and 33.33 per cent for SC/ST category is available for milch cattle rearing of 2 to 10 animals.
• The borrower of the unit would be able to repay the bank loan in 6 years with 5 equated annual instalments of principal and interest thereon with grace period of first year for repayment of the principal.